Game Mechanics So let's talk about Piggy Banks...

I don't know what this is suggestion-wise so I'll just put it here.
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Have you ever died in Terraria with butt-tons of money on-hand and then you say to yourself:
"Ahhhh shoot! I forgot to store my money away!"

Well not anymore because I'm proposing a new Piggy Bank feature!
I have two ideas to solve this dilemma!
It's a Piggy Bank people! It should be more about the money than the items!

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Idea Number 1: When walking near a Piggy Bank your money will be magically sucked up into it!
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Idea Number 2: When Money Troughs are in your inventory, any money you receive will now be magically transported to the piggy bank because
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remember, you can buy items with your Savings as of 1.3.0.1! No harm done at all!

So what do you guys think? Too op? Does it kill some of the responsibility a player should have? Does that matter?
Let me know, as I'm kind of shaky on this idea myself! :D

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