Sony requires PS Plus to play online for PS4/PS5, not just for Terraria but for the vast majority of games. This is not something Re-Logic/DR Games has a choice about.
PSplus is a mandatory requirement for all multiplayer games / games with multiplayer modes that are not free to play or require a separate mandatory subscription to play e.g FFXIV.
This requirement is set by Sony, game developers have no choice in this matter.
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