Hi there @Redrumyou, I hear your frustration and I'm sorry this trophy is giving you troubles. Even before the 1.3 update the trophies sometimes seemed to have a mind of their own. I myself had a tough time unlocking the pet trophy knowing that I had every.single. pet that I needed. And still the trophy didn't pop for the longest time.I have ALL sets of armor in the PS4 version EXCEPT Gladiator Armor, forbidden armor (if in PS4), and moon Lord armor. And no trophy, issue is NOT RESOLVED. This includes all robes, Magic Hat and Gypsy armor, mining armor, blue and pink Eskimo, both sets of ancient Cobalt and ancient shadow, spooky armor, spectral Titan and dragon vanity sets, rain hat and coat, Boreal wood, palm wood, ninja suit, fossil armor, obsidian armor, bee armor, spider armor, goggles, empty bucket, diving helmet, night vision helmet, ancient gold helmet, ancient iron helmet, Gladiator helmet, ancient necro helmet, Viking helmet, and gi, Beetle armor (both body pieces), Turtle armor, angler armor, all wooden sets and all ore sets with all helmets. Checked double checked triple checked. There is NO MORE ARMOR TO GET besides Gladiator and Moon Lord armor as stated before. Other than those sets every single thing on official Terraria Wiki is in my game. Even stuff I don't need, 50+ hours need a answer on what is going on, thank you. Also nothing is equipped I am naked it is all in inventory. Also game has been on idol for 2 hrs since I received the last drop being the Viking helmet after like 5 hours of farming. Out of ideas here.
You didn't mention pumpkin armor, jungle armor, tiki armor or frost armor, but I'm assuming you have them.
There has been confirmation that the trophies for X1 and PS4 are all unlockable - they do not require content that was taken out of the game. They also do not require any new 1.3 content that was added to the game.
I would suggest taking all the armors into a new world, putting them in a chest, making a new character, go into that world and put them all in your inventory. I don't know why using a new character in a new world makes a difference, but there have been enough people that have said the trophy popped after that to keep suggesting it. Even though it makes no sense.
Also, take a look at Gazf5's post a little bit above, he was successful in getting the armor trophy so it it unlockable. Good luck.