Having a Coin Gun and having to be selective about which ammunition is used and when is the better option for me as a player. The reward is lost I'd there is no effort. Personally, I would not enjoy mowing down enemies with free platinum coins.
I also have a couple all-items maps but I don't take anything from them. I just like to look at them and dig through the chests.
OCCASIONALLY, if I misplace an item in my world and don't want to hunt for it anymore, I will take one but I put it back once I find mine. I may just choose to struggle without it. It depends.
If I were to give myself end-game or rare gear that I didn't have to work for, even boss summoners that make it very easy to get those items, the game would be spoiled for me.
I learned a very long time ago that cheating in a game offers temporary, superficial gratification. Grinding is part of the experience. Grinding is what gets you to the goal and if it just handed to you instead it won't be appreciated.
When I equip my gear I have the peace of mind that I have earned it one way or another and that it belongs to me so therefore I deserve it.